e-Invoices Exchange
TodayPayments.com is the
future-ready platform for merchants and businesses embracing the
e-Invoices Exchange—a real-time, ISO 20022-powered invoicing and
payment system. Designed for B2B and C2B interactions, our tools let
Payees send secure
Request for Payments directly via SMS, smartphone, email, or
banking dashboards using alias identifiers for
privacy. With hosted payment links, aging AR tracking, batch uploads,
and reconciliation templates, we simplify every step from invoice to
payment. At TodayPayments.com, invoicing doesn’t just get
faster—it gets smarter, safer, and scalable for every business.
What Is the e-Invoices Exchange and How Does It Work?
The invoicing world is changing. Businesses are
rapidly shifting from outdated paper-based methods to streamlined,
real-time e-invoicing powered by intelligent systems. The
e-Invoices Exchange delivers a next-gen billing experience for
B2B and C2B transactions, enabling Payees to send
Request for Payments (RfP) through SMS, email, smartphone, or
banking dashboards—all without exposing full bank account
information. Backed by ISO 20022 rich data messaging, this
ecosystem supports batch uploads, aging reports, and automated
reconciliation. With TodayPayments.com, every business gains
access to powerful invoicing tools and free templates that boost
cash flow and reduce administrative drag.
The e-Invoices Exchange is a digital
network that lets businesses send and receive invoices using
Request for Payments (RfP), eliminating delays and manual entry.
Here’s how it empowers Payees and Payers:
- Send real-time invoices directly from
Payee to Payer via mobile, email, or hosted link
- Route payment requests using aliases
like mobile numbers or emails (no sensitive bank info needed)
- Trigger payments through secure bank
dashboards or mobile platforms
- Use structured ISO 20022 messaging to
ensure compatibility and auditability
The e-Invoices Exchange creates a seamless
bridge between invoicing and payment—built for speed, accuracy, and
scale.
Digital Invoicing Meets ISO 20022 for RfP Precision
TodayPayments.com takes invoicing to the next
level by supporting Aging RfP Requests and ISO 20022 batch
processing. Benefits include:
- Digital Invoicing via SMS, email, or
text, optimized for mobile interaction
- Include concise 140-character payment
summaries or embed hyperlinked merchant pages
- Use
TodayPayments.com/HostedPaymentPage.html or integrate your
own branded page
- Send one-time or recurring RfPs with due
dates, invoice amounts, and detailed references
No more missed invoices. No more manual
entry. Just intelligent, data-rich communication between
businesses and customers.
Free Templates & Batch Uploads for
Real-Time Reconciliation
✅ "FREE" RfP Aging & Real-Time Payments Bank Reconciliation – with all merchants process with us.
To make implementation seamless,
TodayPayments.com provides a suite of free tools:
- Aging Accounts Receivable Worksheets
for tracking 15, 30, 60, 90+ day invoices
- Checks Outstanding and Bank
Reconciliation Templates to align deposits with invoices
- Batch Upload Features using
Excel, XML, or JSON with ISO 20022 schema
- Downloadable transaction reports
to monitor status, exceptions, and confirmations
Whether you're a startup or a multi-location
enterprise, we make digital invoicing fast, trackable, and
scalable.
Compare the e-Invoice Exchange and the open system of ISO 20022 Request for Payment (RfP) for all payees and payers:
- Scope and Purpose:
- e-Invoice Exchange: Typically operates within a specific platform or network designed to facilitate electronic invoicing and payment management between businesses. It focuses on streamlining invoice processing, reducing paperwork, and enhancing efficiency within its ecosystem.
- ISO 20022 Request for Payment (RfP): Operates within a standardized messaging framework (ISO 20022) that facilitates electronic payment requests across various financial systems and institutions. It provides a common language for payment instructions, allowing interoperability between different systems and parties.
- Functionality:
- e-Invoice Exchange: Offers features such as electronic invoice submission, approval workflows, payment initiation, and tracking within its closed ecosystem. It may also include integration with accounting systems and automated reminders.
- ISO 20022 Request for Payment (RfP): Provides a standardized format for payment requests, including details such as payment amount, due date, invoice references, and payment instructions. It is designed to be interoperable across different financial systems, allowing any payer to receive and process payment requests conforming to the ISO 20022 standard.
- Interoperability:
- e-Invoice Exchange: Operates within its own closed ecosystem, so interoperability may be limited to parties within that specific platform or network. Integration with external systems may require custom development or standardized interfaces.
- ISO 20022 Request for Payment (RfP): Is part of an open and standardized messaging framework (ISO 20022), promoting interoperability between different financial systems and institutions. Payment requests conforming to the ISO 20022 standard can be exchanged seamlessly between parties using compliant systems, regardless of their specific implementation.
- Adoption and Implementation:
- e-Invoice Exchange: Adoption of e-Invoice Exchange platforms varies by industry and region. Businesses may choose to adopt specific platforms based on factors such as industry requirements, vendor relationships, and functionality.
- ISO 20022 Request for Payment (RfP): ISO 20022 is a widely adopted standard in the financial industry, supported by many financial institutions, payment service providers, and regulatory bodies. The adoption of ISO 20022 RfP messages may be driven by regulatory mandates, industry initiatives, or the need for interoperability between different payment systems.
In summary, while both e-Invoice Exchange and the open system of ISO 20022 Request for Payment (RfP) serve to facilitate electronic transactions, they differ in scope, functionality, and interoperability. e-Invoice Exchange operates within a closed ecosystem, focusing on electronic invoicing and payment management within its platform, while ISO 20022 RfP provides a standardized format for payment requests, promoting interoperability across different financial systems and institutions.
Why wait for payments when you can send
e-Invoices in seconds and track them in real time? With
TodayPayments.com, you’ll turn overdue invoices into real-time
cash using ISO 20022-rich RfP messaging, batch uploads, and
flexible mobile delivery—SMS, email, texting, or hosted links.
👉 Upgrade to smarter invoicing
now.
🚀 Visit
https://www.TodayPayments.com to download your free aging
A/R & bank reconciliation templates, and activate your
e-Invoices Exchange toolkit today!
Features & Benefits
FedNow instant payments has benefits for all parties involved in
Financial Transactions.
Benefits to your company include:
Money Transfer: Current limit of $1,000,000 ~ FedNow, $10,000,000 ~ RTP.
It's Fast: 24/7/365 access to funds anytime vs.
several days for paper checks or ACH transfers to process.
Request for Payments ( RfP ™): Mobile & Online Real-Time Bill Payments.
It's Final: All RTP and Instant Payments are Final & Irrevocable.
Software Integration: Integrate your Management
or Enterprise software with us.
Message Detail: Full 145 characters available
using ISO 20022 messaging XML format.
Online Down Payments: Don't use inconvenient
and expensive Wires & Cashier's Checks.
Online Real-Time Reporting: Configured
Dashboard with Virtual Terminal login.
Reduced calls / emails in the "Purchasing Chain": All
parties to a instant payment transaction receive immediately
text & email messaging.
The
FedNow and RTP Systems enables Participants to initiate credit transfers,
receive final and irrevocable settlement for credit transfers,
and make available to Receivers funds associated with such
credit transfers in real-time, twenty-four (24) hours a day,
seven (7) days a week, fifty-two (52) weeks a year. All instant payments are "Credit
Push" instead of "Debit Pull."
About e-Invoices Exchange
Today Payments is a leader in the evolution of instant instant payments. We own Real-Time Payments. We were years ahead of competitors recognizing the benefits of Same-Day ACH funding through Same-Day Direct Deposits (ACH Push) and Same-Day Direct Payments (ACH Pull). Our customers receive faster availability of funds on deposited items and instant notification of items presented for deposit all based on real-time activity. Dedicated to providing superior customer service and industry-leading technology. Our platform hub with its tools / widgets help organizations of all sizes reduce transaction costs, mitigate risk and increase efficiencies. Our system ensures proper Authentication, Authorization, Verification, Settlement, Notifications and Postings.
Today Payments
...continues to meet the challenge of our clients by offering cost effective "good funds", real-time, instant, credit card, ACH and e-invoice payment processing services into the electronic payment solutions banking system. Electronic banking includes the transfer of funds between companies (B2B) and/or (B2C) consumer accounts for collection and payments. Today Payments' FedNow Instant Merchant Services gives your company choices in the method of faster payments that you can accept from your customers.
Our payment processing platform is designed for simplicity and ease-of-use.
SecureQB Cloud payment processing integration for QuickBooks ® give you the Best transaction detail information, real-time, with matching error-proof through QuickBooks.
Process with the e-Invoices Exchange Professionals
- Automation of Accounts Receivable Collection with Instant Settlement & Deposit
- Automation of Accounts Payable Payments with Instant Settlement & Deposit
- One-Time & Recurring Debits & Credits with Instant Settlement & Deposit
Each day, thousands of businesses around the country are turning their transactions into profit with instant payment solutions like ours.
Contact Us for e-Invoices Exchange payment processing
